Economic indicators point to greater financial challenges for Zimbabwean businesses over the coming months and perhaps years. These challenges will add to the number of companies that cannot pay their debts, or attract the financing necessary to maintain operations. One way of dealing with such conditions is through use of an insolvency resolution regime: formalized procedures that allow a debtor to adjust the ownership and creditor claims against it. Most countries, including Zimbabwe, have such regimes. They normally consist of specialized judicial procedures, specialized judges and court personnel, and private professionals, who serve as liquidators or administrators (in Zimbabwe referred to as judicial managers) of such companies.